You have a phobia of some seemingly harmless thing that causes you extreme terror whenever you are around it. You may take this characteristic up to four times, and every one you take makes the success of your Psyche roll against it reduced by one rank. If you encounter the subject of your Phobia, you must roll against your Psyche, reduced by a number of ranks equal to the rank of this disadvantage. If you fail, you will not be able to spend another moment in the presence of the source of your terror. You will need to leave the area immediately and will not be able to stop doing so until the object of your phobia is no longer visible or audible. Before choosing the source of your phobia, consult your GM. You must choose something you actually have a chance to encounter, but as long as you can choose good fears you may take as many as you like.